Calc Test

Annual Percentage Rate (APR) Calculator

Calculate the annual percentage rate for a loan.

Loan Amount

Interest Rate

Loan Term

Years

Loan Type

Fixed Rate

Adjustable Rate

Max Periodic Rate Increase

Max Lifetime Rate Increase

Present Rate Changes After

Months

Rate Can Change Every

Months

Closing Costs

Enter Total Closing Costs

Enter Closing Costs Individually

Total Closing Costs

Points to Lender

Loan Origination Fee to Lender

Points to Broker

Loan Origination Fee to Broker

Yearly Private Mortgage Insurance

Lender's Inspection Fee

Tax Service Fee

Underwriting Review Fee

Application Fee

Broker Processing Fee

Other (excl Appraisal/Title/Escrow/Attorney)

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

Initial Monthly Payment

$0.00

APR

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Debt Consolidation Calculator

Calculate the effect of combining other debt with your home mortgage. If you select Credit Card, Auto Loan, or Other but leave the interest rate blank, the calculator assumes a rate of 17.5%

CURRENT DEBT

Type of Credit

Balance

Monthly Payment

Interest Rate

NEW LOAN

New Interest Rate

Term

Years

Estimated Closing Costs

Results

Total Debt to be Refinanced

$0.00

If using the term of the new loan, the monthly payment decreased by:

$0.00

If keeping the original pay off date, the monthly payment decreased by:

$0.00

If keeping the original payment, all debt will be paid off:

0 months early

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Early Payoff Calculator

Find the additional payment required to pay off your loan early.

Original Loan Amount

Original Interest Rate

Original Loan Term

Years

Months Already Paid

Months

Requested Years to Payoff

Years

Results

Current Monthly Payment

$0.00

Early Payoff Monthly Payment

$0.00

Additional Monthly Payment

$0.00

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Payment / Amortization Calculator

Calculate your monthly payment for fixed rate or adjustable rate loans.

Loan Amount

Interest Rate

Loan Term

Years

Loan Type

Fixed Rate

Adjustable Rate

Max Periodic Rate Increase

Max Lifetime Rate Increase

Present Rate Changes After

Months

Rate Can Change Every

Months

Show Amortization Table

Beginning Month & Year

Results

Monthly Payment

$0.00

Initial Monthly Payment

$0.00

Maximum Monthly Payment

$0.00

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Prepayment Savings Calculator

Making additional mortgage payments reduces your interest costs by shortening the time it takes to pay off you mortgage and lowering your balance along the way.

Additional Payment Amount

Make First Additional Payment

Present Loan Balance

Interest Rate

Remaining Loan Term

Years

Months

Loan Type

Fixed Rate

Adjustable Rate

Max Periodic Rate Increase

Max Lifetime Rate Increase

Present Rate Changes After

Months

Rate Can Change Every

Months

Show Amortization Table

Results

Loan Term Reduction

0 years

Interest Savings

$0.00

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Refinance Break-Even Point Calculator

Calculate the number of months to break-even if you refinance the loan.

Current Monthly Payment

New Loan Amount

New Interest Rate

Loan Term

Years

Closing Costs

Results

New Monthly Payment

$0.00

Monthly Savings

$0.00

Number of months to break even

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Rent Vs. Own Calculator

Calculate the difference between renting and buying a home.

Monthly Rent

Annual Rent Increase

Monthly Renter's Insurance

Home Purchase Price

Down Payment

Mortgage Interest Rate

Estimated Home Purchase Costs

Property Tax Rate

Annual Home Maintenance

How long before selling?

Years

Annual Home Appreciation

Selling Costs

Interest Earned on Down Payment

Your Income Tax Rate

Results

Should you Rent or Own?

Average Monthly Payment Savings

$0.00

Estimated Total Gain

$0.00

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Tax Savings Calculator

Calculate your yearly tax savings.

Property Value

Loan Amount

Interest Rate

Loan Term

Years

Points

Calculate Tax Savings After

Years

Property Tax Rate

Your Income Tax Rate

Results

Total Tax Savings

$0.00

Monthly Mortgage Payment

$0.00

Annual Property Tax

$0.00

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